What is caregiving actually costing you — and what's coming?
Your time has a price tag even when nobody's billing you. And the road ahead usually isn't flat. Three questions about today, plus a look at what's on the horizon — no signup.
What's it costing today?
What's on the horizon?
Check anything that feels likely in the next 12–24 months. The projection below shows what your load typically becomes if these things unfold without a coordination system in place.
What it's costing you this year $0
Your time + out-of-pocket spend, at the rate and hours you set above.
The hockey-stick: projected if unmanaged
Your current load, projected forward if the situation evolves the way these arcs usually do without a coordination system in place. The system doesn't change whether these things happen — it changes how much of the chaos lands on you.
No anticipated events selected — projection holds flat. If something changes (driving cessation, treatment, decline, dual caregiving), check the boxes above to see the typical arc.
Of these hours, roughly one-third to half is administrative coordination — phone calls, portals, scheduling, paperwork, family updates — per AARP/NAC 2025. This is what Averyn addresses. Hands-on care, medical decisions, the emotional labor of being there — those stay with you.
We're not the answer to caregiving. We're the answer to the administrative layer of caregiving. The hockey-stick projection doesn't disappear if you hire Averyn — it gets manageable instead of overwhelming.
Of what you're absorbing today, the slice Averyn is built to relieve is roughly $0 per year.
How that compares to Averyn pricing
Your projected Year-2 monthly cost (today's load × Year-2 multiplier ÷ 12): $0/mo.
And the worst part isn't the hours.
- The referral that quietly expired in a fax queue.
- The new aide who walked in cold and quit a week later because no one briefed them.
- The medication change two specialists made without telling each other.
- The Sunday-night dread that didn't used to be there.
You're already paying the cost. Balls still drop.
What changes: Sunday-night dread fades. Calls with your parents go back to being about them, not logistics. The aide gets briefed properly. The referral gets chased. Your siblings see the same update you do. The week-ahead pile doesn't feel like a second job.
Want your Personal Cost Report?
We'll send a personalized PDF with your projection curve, the methodology, and a short next-steps plan based on what you selected above. Plus a few follow-up resources for families thinking ahead.
We'll send a few follow-up resources over the next couple weeks. Unsubscribe anytime.Methodology & sources
Hours, admin share, and OOP
27 hrs/week average; ~32% admin share — AARP/NAC 2025. ~$7,242/year out-of-pocket baseline — AARP 2021, inflation-adjusted to 2025. Complexity input adjusts admin share within the 32–50% band and OOP within an 0.8–1.5× band.
Hockey-stick triggers
- Driving cessation: 1.15× / 1.35× / 1.45× over Years 1–3. Loss-of-independence transportation logistics layer. Source: NIA, Older Drivers.
- Cognitive decline / dementia: 1.25× / 1.80× / 2.60×. Dementia progression compounds coordination needs. Source: Alzheimer's Association, 2025 Facts & Figures.
- Active treatment: 1.60× / 1.30× / 1.10×. Treatment year spikes; subsides if cleared, sustains if chronic. Source: NCI Caregiver Burden (PDQ).
- Dual caregiving (second parent): 1.10× / 1.50× / 1.90×. Sandwich-generation pattern roughly doubles coordination load over time. Source: AARP/NAC 2025.
- Move to assisted living: 1.30× / 0.85× / 0.70×. Transition year spikes; lower steady-state if move sticks. Source: AHCA/NCAL Senior Living Reports.
- Hospice likely: 1.70× / 0.40× / 0.00×. Heavy short-term load that ends within ~12 months. Source: NHPCO Facts & Figures.
Caregiver-as-patient note
Family caregivers carry measurably higher health risk themselves — not factored into this calc but worth knowing. Personify Health (Jeff Jacques MD) population-health research.
What this estimate does NOT include
- Health impact on you personally (sleep, stress, deferred medical care)
- Foregone income from declined promotions or hours reductions
- Travel cost for long-distance caregiving
- Impact on partners and other household members
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